How We Work
Understanding our process and how B Credit helps recover and improve your credit health.
BORNALIZ Credit Health Advisory Service
An ISO 9001:2015 Certified Company (Since 2009)
About Our Services
Bornaliz Credit Health Advisory Services (B Credit) are professionals that help consumers by analyzing their credit reports, identifying errors, and filing disputes with credit bureaus to correct inaccurate information and improve a credit score. We can also offer financial counseling to address ongoing issues that affect credit. While these services can be beneficial, consumers should verify the authenticity of any agency and understand that accurate negative information typically remains on a report for 7-10 years and above.
How We Work
Initial Consultation & Analysis
Services start by reviewing your credit reports from various bureaus to find inaccuracies or negative marks.
Dispute Resolution
We can file disputes with the credit bureaus (like CIBIL, Experian, etc.) to have the incorrect information removed.
Follow-Up
We are monitors the dispute process and follows up with the credit bureaus to ensure resolution.
Financial Guidance
We offer financial counseling to help you manage debt and make better financial decisions to improve your overall credit health.
Benefits of Using a Service
Expertise: We have the expertise and time to navigate the credit dispute process.
Efficiency: We can help speed up the correction of errors on your credit reports.
Improved Financial Health: A corrected credit report can lead to better interest rates, lower security deposits, and easier approval for loans, according to Nationalised banks and NBFCs.
Important Considerations
Verify Authenticity
Be cautious of companies making false promises or quick fix score guarantees.
Understand Limitations
Credit repair services cannot remove accurate negative information, such as late payments or outstanding debts, from your report.